Our Fees
Value & Transparency
We want to be as transparent and clear with our charges as possible. That's why we publish our fees on our website.
Our standard advice/implementation fees are as follows:
Initial fee - A one off fee for setting up your investments between 3% - 1%.
Example:
£200,000 of pensions and ISAs
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£100,000.00 x 3% = £3,000
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£100,00.01 x 2% = £2,000
Total: £5,000 and is typically taken from your investments.
You then pay for our advice as a % of the assets that we manage for you. This keeps it simple and ensures our goals are aligned.
Annual fees:
Your fees and costs will typically be broken down into three elements.
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Ongoing Advice - 0.75% (This is the fee paid to us for us to be your adviser).
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Estimated platform cost: 0.25% (This is where your investments are held).
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Estimated investment charges & transaction costs: 0.35% (This is the cost of your investments).
Total estimated annual fees and charges: 1.35%
Our Service Charter
The service you will receive:
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Face to face or virtual planning meetings
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Availability for ad hoc meetings to discuss any financial matters important to you
Working together you will have:
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A clear understanding of your personal and financial goals
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A financial master plan that will help you meet those goals
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A proactive partner that will support you with your plan and consider ongoing opportunities as your needs change
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An adviser who knows your individual circumstance well and keeps up with legislation and rule changes that may impact you
Planning meetings:
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Keep you accountable and ensure that you are on track to meet your financial goals
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Review and if required, rebalance investments
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Help maximise your annual tax allowances
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Identify opportunities
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Report on any changes to rules and legislation that could impact you
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Encourage and listen to feedback to ensure a high standard of service
